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UG Credit Union Limited.

UG Credit Union Limited.

UG Credit Union Limited.

Wikipedia defines A credit union as a type of financial institution similar to a commercial bank, it is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services.

University of Ghana Cooperative Credit Union Limited  was founded on 6 August, 1971 to provide financial services to its members in the University community.

It was affiliated to the parent organization, i.e. Credit Union Association (CUA) on 13th December, 1986 and registered on 6″ July, 1998.

UG Credit Union Limited Objectives.

University of Ghana Credit Union Ltd. is a financial Co- operative. The objectives of the Union are:

  • To promote thrift among its members by providing a means of savings.
  • To provide loans to its members for provident or productive purposes at a fairly low but competitive rate of interest.
  • To provide quality financial services to its members.

Vision.

A model of excellence for credit unions in Africa.

Mission.

To provide diverse financial and advisory services to all members with excellence.

Core Values.

  • Accountability.
  • Commitment.
  • Cooperation.
  • Commitment.
  • Integrity.
  • Trust.

Qualification of Membership.

Membership is open only to persons within the following common bond:

  • Employees of the University of Ghana.
  • Agreed or selected institutions around the University.
  • Retirees of the University on the Ghana University Superannuation Scheme (GUSS).

A good member must:

  • Save regularly.
  • Repay all loans with interest.
  • Attend Annual General Meetings.
  • Criticize the Credit Union constructively.

Why Save With UG Credit Union Limited?

  1. Opportunity to join a happy family.
  1. Good interest on savings.
  1. Prompt loan delivery.
  1. Lowest interest rate on loans in the Country.
  1. Highest dividend paid on shares in the country.
  1. Strong growth potential.
  1. Experienced and dedicated team – Staff, Management Board and other committees namely:
  • Loans Committee.
  • Supervisory Committee.

UG Credit Union Limited Services.

Their services include:

  • Regular Savings.
  • Shares.
  • General Loan.
  • Kiddy Savings.
  • FleXy.
  • Salary Account.
  • Student Smart Save.
  • Electronic banking.
UG Credit Union Limited.
UG Credit Union Limited.

UG Credit Union Limited Contact Details.

Postal Address: 

PO.Box LG 1167,

Legon Banking Square,

University of Ghana Campus.

Mobile: 

+233 501 694 144

Email: 

info@ugcreditunion.org

For further information and clarification, you can check their official website at http://www.ugcreditunion.org.

I hope this article answered your question.

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